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Auctioneer
 for application and membership form! (Word Format)
for application and membership form! (Adobe PDF Format)
Liability Coverage:
- Covers liability at your auctions, mall booths, show booths & all your business operations
- Product Liability for the merchandise you sell
- Personal Injury Liability such as libel, slander, false arrest & false advertising
Limits:
- $1,000,000 Limit Each Occurrence
- $1,000,000 General Aggregate Policy Limit
- $1,000,000 Product Liability Limit
- $1,000,000 Personal & Advertising Liability Limit
- $50,000 Damage to Premises Rented by You
- $5,000 Medical Payments
- $250 Deductible
Rates:
- $455.00 for unlimited Auctions on and off your premises
Optional Liability Coverage
- $26.25 for each show you do over 4
- $105.00 for unlimited shows
- $26.25 for each mall location you have a booth in
- $52.50 for each space you rent to others: offices, apartments, food areas, etc. (Lessors Risk)
- $105.00 if you have a snack bar
- $210.00 if you have a restaurant
- $26.25 for each additional insured: landlord, etc.
- $52.50 for storage/warehouse
- $52.50 to increase aggregate to $2 million
Inventory Coverage:
- Can cover your inventory at any location: your auctions, your mall booth, storage, in your home and at shows.
- Covers furniture, fixtures & equipment.
- Covers your property for collision, theft, and vehicle overturn while in transit
- Covers consigned property in your care & custody.
- NO coinsurance penalty, however it is recommended that you carry insurance to the maximum value (your cost) of your inventory.
- Deductibles starting at $250. A wind deductible is required in Florida and other coastal areas.
- Coverage includes fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage and vandalism. Does not cover mysterious disappearance (shoplifting) or flood.
- Coverage on jewelry limited to $2,500 per claim. Coins and Stamps are NOT covered.
- Per item limit $5,000-can be increased to $10,000 for an additional premium.
Rates:
| Amount of Coverage |
Annual Premium |
Amount of Coverage |
Annual Premium |
| $10,000 |
$158 |
$35,000 |
$448 |
| $15,000 |
$217 |
$40,000 |
$505 |
| $20,000 |
$274 |
$45,000 |
$563 |
| $25,000 |
$332 |
$50,000 |
$621 |
| $30,000 |
$390 |
Over $50,000 |
CALL US |
Optional Property Coverages
- LOSS OF INCOME-Coverage may be provided for loss of profit & continuing expenses should your business be interrupted by an insured peril. $6.30 per $1,000 of coverage.
- EXTERIOR GLASS-Exterior glass coverage may be provided on non-owned buildings. $.265 per square foot of glass. (we will need a glass schedule with sizes & location)
- OUTDOOR SIGNS-Coverage for outdoor signs on or off premises. $2.10 per $100 of coverage
Building Coverage:
- Coverage may be provided on buildings owned by you.
- Complete the building section for a quote.
- Coverage is "All Risk" excluding flood and earthquake.
- Coverage may be provided on a replacement cost or a actual cash value (depreciated value) basis.
- The standard deductible is $1,000 and may be increased up to $5,000. Wind deductible in Florida and other coastal areas.
Current membership in the Association is required to be eligible for the dealer insurance benefit. Rates include all taxes & fees. Coverage is subject to policy exclusions, endorsements and provisions. Policy will not be bound until approved by underwriter.
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